My husband and I lived on a monthly stipend of about $2400 and his savings during gradschool. So, we tried our best to stay frugal in order to save money. These habits allowed me to put $5000 towards my car downpayment, invest $6000 in my ROTH IRA almost each year, and travel to Paris and New York City on a limited budget. Housing On-campus housing: The first year of gradschool, we stayed at graduate student housing. This was a really great deal, because all the furniture was provided, and all utilities were covered. Off-campus housing: After the first year, we decided to move to off-campus housing nearby, because we wanted to get a puppy. The rent was comparable for a 1 bedroom apartment, but we did have to pay for utilities ourselves. We split the rent 50/50, so my share of the rent was about $500. And we didn’t live