Happy new year! it’s a new beginning. This year, we decided to automate our finances. After figuring out our monthly expenses, setting our budget in Buckets, and consolidating our bank accounts, we’re finally at a point where we feel comfortable automating everything. Here’s what we did. Budgeting Each time I get my paycheck, I budget our monthly expenses for the next month in the Buckets software. I budget for all our fixed monthly bills, variable expenses, sinking funds for regular or irregular expenses, and our savings and wants. I also budget for our Roth IRA contributions. The Buckets software has goal settings, such as a targeted amount. This can be used to set up monthly contribution amounts to things like car insurance bills, so that by the time our car insurance is due, we have the entire premium available. Checking Account We’ve had our joint checking account with Ally for

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